Terms and conditions of service

By using this website or subscribing to our service, you agree to these terms and conditions. Please read them carefully before engaging with our planning team or using the site.

August 30, 2025

Acceptance of terms

Your use of this website or our services constitutes acceptance of these terms and conditions in full. If you do not agree, please discontinue use immediately.

Definitions

Key terms used in these terms and conditions are defined below for your understanding.

• "Service" refers to our financial planning subscription, consultations, and support as described on the website.
• "Client" means any individual or business subscribing to our service or making an enquiry.
• "Content" covers all information, advice, text, images, and materials provided by us through the site or services.
• "Australian law" refers to relevant statutes and regulations applicable to our operations.

Service usage guidelines

Clients are responsible for providing accurate information and using our service in accordance with all applicable laws and ethical standards.

Eligibility

Our services are available to Australian residents over 18 years of age. You must have the legal capacity to enter into this agreement.

Proof of eligibility may be requested.

User responsibilities

Clients and users must adhere to these responsibilities when engaging with our service.

• Provide truthful and complete information during consultations and correspondence.
• Respect confidentiality and use advice only for personal or business planning.
• Not misuse, copy, or distribute our content for unauthorised purposes.
• Comply with all applicable legal and regulatory requirements.

Prohibited uses

Certain uses of our site and service are strictly prohibited.

• Unauthorised resale or redistribution of our content or materials.
• Use of our service for illegal, deceptive, or unethical purposes.
• Interference with site operation or security measures.
• Falsifying your identity or misrepresenting information.
• Attempting to gain unauthorised access to data or systems.

Intellectual property rights

All site content, materials, and service-related information are owned or licensed by molivonirax. No part may be reproduced or used without written permission, except as allowed under Australian copyright law.

User content

Content submitted by users remains their responsibility. We may use it to provide services but do not claim ownership.

Privacy and data protection

Your privacy is important. We handle your data in line with our Privacy Policy and applicable Australian law. Please review our Privacy Policy for full details. Review privacy policy

Disclaimers and limitations

Our services are provided as general guidance. We do not guarantee results and accept no liability for reliance on information provided.

Limitation of liability

Our liability for any claim arising from use of our service is limited as permitted by law.

Indemnification

You agree to indemnify molivonirax for any damages or losses resulting from misuse or breach of these terms.

Dispute resolution process

If disputes arise, we aim to resolve them amicably before seeking legal remedies.

Applicable law and jurisdiction

All terms are governed by the laws of Australia. Any disputes are subject to Australian courts.

Termination

We reserve the right to terminate access to our site or services for violations of these terms.

Modifications

We may update these terms at any time. Please review them regularly for changes.

Severability

If part of these terms is held invalid, the remainder will remain in effect.

Entire agreement

These terms and our policies form the entire agreement between you and molivonirax regarding service use.

Contact for terms

For enquiries about these terms, please reach out using the contact details provided.